Hand squeezing smiling face yellow stress ball, isolated on white background

Take Action During April’s Stress Awareness Month

Reduce stress for a happier and healthier workplace.

April is “Stress Awareness Month,” making it the perfect moment to explore how stress affects both individuals and organizations. While stress is a normal process, it can take a toll when left unchecked. Alliant National HR Director Stacy Stolen discusses the consequences of runaway stress and shares strategies for creating healthier workplaces.

Stress 101

Everyone experiences stress, but have you ever wondered what exactly it is? Stolen says that while stress typically carries negative connotations, on a basic level, it is simply the body’s response to a demand. Any change in a person’s day-to-day life can be stressful.

Here are a few more important things to know about stress:

  • Stress affects everyone.
  • Not all stress is bad.
  • Long-term stress can harm your health.
  • There are ways to manage stress.
  • If you feel overwhelmed by stress, it’s important to reach out to a health professional.

Where does stress often show up?

Stress can be anywhere, but it frequently pops up in workplaces, where it can do sizable harm. “Workplace stress has adverse effects on workers’ mental health, with an increased risk of anxiety, burnout, depression and substance use disorders,” Stolen said. “Stressed workers are more likely to engage in unhealthy behaviors, such as drug abuse or poor dietary patterns.”

The negative consequences of stress affect businesses as well. “It decreases employee productivity,” said Stolen. “Interactions with co-workers may also become strained, causing conflict, complaints and grievances; health concerns; and higher absenteeism.”

Reducing stress begins with awareness

Given how serious stress can be, it must be elevated as a topic of concern for businesses. Employees must also feel comfortable talking about their stress levels and seeking help when stress becomes unmanageable. According to Stolen, recent years have brought increased cultural awareness of the consequences of stress – which is a welcome change. “It has become more acceptable to ‘talk’ about stress,” said Stolen. Yet there is still more work to do. “Companies are still struggling to manage workplace stress,” said Stolen, “and perks like onsite gyms and nap rooms are not the answer to our problem. We must go deeper.”

How can workplaces better address stress?

Addressing the root causes of stress meansdigging into the psyches of stressed-out employees. “If your employees perceive your workplace as a threat, then you cannot build the trust your team needs to collaborate and innovate effectively,” Stolen said. “Employers need to shift from individual-level to organization-level approaches for reducing stress, which can foster employee well-being while simultaneously improving business performance.”

How does Alliant National reduce stress?

Alliant National has developed a plan to reduce workplace stress. Part of this includes the Alliant National Employee Engagement Team (EET), which helps employees “feel engaged, fairly compensated, rewarded, and personally committed to and inspired by their work.”

The underwriter also tries to let all employees know that it is not only acceptable to take time off to rest and recharge – but encouraged. Additionally, Stolen is working on a mental health “challenge,” where she reaches out to managers to determine if their direct reports have large PTO balances. The intention is to determine whether team members are using the time that they have earned, and if not, to understand why.

Alliant National also runs several internal challenges driven by its EET. These focus on stress reduction, fitness and kindness, and mix in other fun challenges such as. Examples include a baby pics challenge, trivia games; and virtual holiday celebrations.

Stolen notes that many of Alliant National’s initiatives revolve around encouraging laughter throughout the day. Now, humor can’t cure all ailments, but data has proven that a good laugh can have short- and long-term benefits, including:

  • Short-term benefits – Laughing doesn’t just lighten your mental load, it induces physical changes in your body:

    • Laughter enhances your intake of oxygen-rich air, stimulates your heart, lungs and muscles, and increases the endorphins that are released by your brain.
    • A rollicking laugh fires up and then cools down your stress response, and it can increase and then decrease your heart rate and blood pressure. The result? A good, relaxed feeling.
    • Laughter can also stimulate circulation and aid muscle relaxation, both of which can help reduce the physical symptoms of stress.

  • Long-term benefits – Laughter isn’t just a quick pick-me-up, it’s also good for you over the long term:

    • Positive thoughts release neuropeptides that help fight stress and potentially more serious illnesses.
    • Laughter may ease pain by causing the body to produce its own natural painkillers.
    • Laughter makes it easier to cope with difficult situations. It also helps you connect with other people.

There is no magic bullet against stress, but progress is possible!

“I have no secret sauce or silver bullet,” Stolen said when asked about how she manages her own stress. “But what I have learned is that I need to unplug and be able to tell my boss when I am stressed and need help – not so I feel weak, but so I can be good to myself.” This is an effective summation of how we can all better manage stress in our lives and particularly in the workplace. Through a combination of honesty and proactivity, individuals can ensure that they keep their stress levels at a reasonable level. Businesses can also follow this approach during Stress Awareness Month and year-round to create happier, healthier and more sustainable workplaces for all.

Graphic welcoming Rebecca Wood and Theresa Kane-Mackenzie

New Hires Rebecca Wood And Theresa Kane-Mckenzie Represent Our Commitment To You

Florida, Pennsylvania and New Jersey are known as the “Sunshine,” “Keystone” and the “Garden” states respectively. They are each aptly named due to Florida’s perpetual rays, Pennsylvania’s colonial history and New Jersey’s lush orchards and farms. Within Alliant National, however, these states are known for something else: Each region offers incredible opportunities to empower the independent agent. Read how the underwriter is investing resources in both areas through two strategic hires, which will enhance its operations overall up and down America’s east coast.

Florida – A Rich Past and a Strong Future

Florida is one of those states that everyone knows even if you’ve never been there. Sprawling beaches. Delicious oranges. Disneyworld. The Everglades. At Alliant National, Florida is also well known, as it is one of the organization’s largest and oldest markets.

Alliant National started operating in Florida in 2009 and has seen stunning success over the last 15 years. Headed by SVP, Florida Regional Manager, Debra Coffie, and featuring underwriting leadership from Jeff Stein and Brenda Cannon, the company’s presence in the state has grown from a small shop to a sprawling network encompassing hundreds of agents. Despite these achievements, Alliant National is not resting on its laurels. “While we have experienced significant year-over-year growth,” said Coffie, “there is still ample potential to further impact in the market.”

Alliant National has seized this potential by continuing to invest in Florida, an important move given the state’s ever-increasing population and bustling real estate market. According to experts, Florida is one of the nation’s top relocation destinations. In late 2023, 4 of the top 10 cities for incoming residents were in Florida – including Orlando, Sarasota, Cape Coral and Tampa.[i]

Alliant National recently hired Rebecca Wood as Assistant Regional Counsel and VP to keep up with this demand and ensure that agents have adequate support. A long-time Floridian, legal professional and title insurance expert, few people are better equipped to take on this newly created role. Armed with three decades of experience, Wood is an industry authority and consummate professional. She is comfortable managing everything from analyzing legal details and risk assessments to interfacing directly with agents and claims professionals.

Alliant National Florida-based agents are undoubtedly in good hands with Wood joining the team.

Pennsylvania and New Jersey – High Growth and a New Frontier  

From one perspective, Pennsylvania and New Jersey are the opposite of Florida. One area is often cool, while the other is hot. One is in Canada’s orbit, and the other borders the Gulf of Mexico. Yet at Alliant National, these seemingly unrelated regions share a common characteristic: thriving title communities with which to build partnerships and drive shared success.  

Overseen by SVP, Central-West Regional Manager, Manoj Purohit, Alliant National has been active in Pennsylvania since 2022 and is aiming to expand due to encouraging market signs. While housing inventory and affordability remain low in much of the state, significant urban areas near its western border offer competitive price points that have attracted sizable numbers of aspiring home buyers. Pittsburgh and Erie in particular reported median listing prices in late 2023 far lower than the national average of $412,000 from that same period[ii] – making both metros major domestic migration destinations.

New Jersey is an entirely new market for Alliant National, although its decision to establish operations is fueled by a similarly optimistic market picture. The Federal Reserve announced in recent months, for example, that further interest rate increases are unlikely in the year ahead, causing mortgage costs to trend downward. On top of this, aspiring home buyers are flooding into the state from neighboring big cities like New York, increasing the potential for robust real estate demand.

Alliant National’s New Jersey operations will also be overseen by Purohit, who commented that both states area great opportunity waiting to be realized. “As it has across the country, Alliant National’s ‘agent only’ business model resonates deeply with independent agents in this region,” he said.

Alliant National’s hiring of Theresa Kane-Mackenzie is the most significant step it has taken in the region so far. With Kane-Mackenzie at the helm, the underwriter will develop its agency network and offer the type of uncommonly valuable help on which it has forged its reputation. “We expect to see strong growth and greater market share by bringing a proven industry veteran like Theresa on-board to head up our expansion efforts,” said Purohit.

Kane-Mackenzie’s vast expertise will be incredibly helpful in bringing this goal to fruition. Having built a respected, multi-decade career, Kane-Mackenzie has done it all. She has worked everywhere from national underwriters to title insurance technology providers. Her resume also includes experience in everything from underwriting and title production to marketing and continuing education. She is a one-stop shop that both current and future regional agents can leverage to improve processes and better serve customers.

Wherever you are, Alliant National is committed to you!

Alliant National has long invested in its greatest resource: its people. Recent steps in Florida, Pennsylvania and New Jersey reveal the depth of that commitment. The story of these two areas shows that Alliant National’s founding principles are alive and well in the present day. If you’re an independent agent, it doesn’t matter where you are or how long you’ve been with us, Alliant National is dedicated to ensuring that you always come first.


[i] Florida Housing Market Predictions: Forecast for the Next 5 Years (themortgagereports.com)

[ii] Median Home Price By State 2024 – Forbes Advisor

3 players reaching for a basketball

How To Team Build Year Round

There is no off-season for building effective teams.

In our working lives, we hear a lot of chatter about team building. Yet, even though it is widely acknowledged that strong teams are the cornerstone of successful businesses, the exact mechanisms for how you build them are less clear-cut.  

For Stacy Stolen, HR Director at Alliant National, creating an environment where staff feel connected, safe and collaborative requires a holistic, year-round approach. She shared insights on how to successfully implement team building in your organization for impactful results.Team building: A critically important conceptWhile incredibly important, team building can sometimes feel cliché and superficial, evoking images of trust falls and three-legged races. Yet when done correctly and with genuine, year-round commitment, few things can be as impactful for creating high- functioning organizations. But why exactly should you prioritize team building? “The lone wolf is becoming an endangered species,” said Stolen, when discussing the subject. “From health care to hospitality, startups to big business, teamwork has become the favored way to get things done.” This view is echoed by those who study team building. “The world is so complex, no one person has the skills or knowledge to accomplish all that we want to accomplish,” says Susan McDaniel, PhD, a psychologist at the University of Rochester Medical Center who is known for her scholarship on team-based work. “Interdisciplinary teams are the way to make that happen.”[i]Here are some of the tangible benefits agencies can realize through investing in team building: ·         Enhanced collaboration: When teams understand and trust one another, it becomes easier to communicate openly and honestly, which reduces silos and promotes alignment.

  • Better employee morale and retention: Meaningful team building promotes safety, camaraderie, and care. This can lead to lower turnover and higher retention. Higher productivity and profitability: Close-knit teams promote the free exchange of ideas and faster, more impactful feedback, which results in higher productivity and profitability.Improved organizational culture: Team building creates a more affirming, positive and compelling culture. When teams like, respect and collaborate well with one another, businesses enjoy easier recruitment and competitive advantage in the market.
  • How to Team Build Year Round Clearly, team building can deliver big benefits, but establishing a year-round team building program can be a tall order, especially at a busy agency. Still, there is no need to feel overwhelmed, says Stolen. “Begin by breaking it down into bite-size steps. Start by defining what teamwork means to your organization and do your research. Also, never take a ‘cookie cutter’ approach to teamwork. Make it your own and ensure it is a good fit for your team.”This last point is a critically important one, particularly when viewed in the context of remote work. “As a new manager, or first-time manager, you now have the unique freedom to choose talent from all over the world,” said Stolen. “But you also face an equally unique challenge: Leading a team who you may have never met in person. This includes building trust and camaraderie between people in different time zones.”But whatever type of team building program you land on, make sure it’s sustainable. Without easily repeatable plays, you won’t be able to continue nurturing a strong team at different points of the year. Keep it simple and do not overthink it. Some strategies aligned with this philosophy include:·         Build “buffer time” into your meetings that leaves time to chat openly and informally. ·         Do ice breakers/team builders at as many meetings as you can. This creates increased cooperation, builds trust and creates a sense of belonging.·         Create “team rituals,” repeated actions or activities unique to your team and help them bond. Rituals can be as simple as “Meme Monday,” where everyone shares an image or GIF that captures how their weekend went. ·         Avoid communication gaps by scheduling a daily stand-up meeting for people to share updates. This process can also be repeated over digital channels like Zoom.·         When it comes to meetings, share the pain. Consider the different time zones your teammates are in and rotate start times so that everyone has a few convenient meetings on their schedule.·         Create an Employee Resource Group.Team building can be difficult but well worth the effort Finding time to develop new initiatives at a busy title agency can be a formidable challenge. Yet the importance of well-executed team building can’t be understated. Sticking to these tips can help you create a well-honed operation that delivers results. Better yet, says Stolen, you’ll create an ideal environment that meets your team’s “individual work preferences and needs.”

    Rayni Scott- Meet Your Advantage Team member spotlight graphic

    Your Advantage: Rayni Scott Has A Passion For The Historical And Human Side Of Title Insurance

    As a self-described “historical document geek,” Rayni Scott loves examining old papers, leafing through personal journals and poring over household ledgers from time periods long gone. For her, discovering how people lived profoundly different lives from those we do in 2024 is fascinating. Her interest in tackling these historical puzzles also dovetails perfectly with her 20+ year career in title insurance.

    As an Underwriting Counsel for the Southwest Region at Alliant National, Scott often spends her time exploring the history of properties the company is considering insuring. These records originally brought her into the field and continue to inspire her to deliver for the company’s independent agents.

    To understand how Scott became the legal and title professional she is today, we must begin at the beginning. Following his retirement from the energy industry, Scott’s father became involved in real estate development. At the time, he would often bring his daughter to the county courthouse, where she would help him check ledgers to learn who owned different tracts of land that he and his business partners were interested in developing.

    “I think I was the only middle schooler reviewing grantor-grantee indexes or putting together deed chains,” said Scott of those days. These early experiences left a lasting impact. Later in college, Scott’s favorite classes were Constitutional Law and Real Property Law, and she would eventually parlay her interests into a career in title examination and later in underwriting. Today, Scott’s love for historical puzzles continues to animate her work. “One of the most engaging parts of my job is putting together the puzzle,” she said. “The job doesn’t get boring. Every file offers different facts and there is always something new to learn.”

    For Scott, a property’s historical details are not just meaningful in the abstract. Instead, just like the historical records she explores in her personal time, a property file can reflect the lived reality of real people. They can also certainly impact those involved in the transaction going forward. “It isn’t just paper shuffling,” she said of the profession. “Underwriters can actually make a difference in people’s lives with our answers.” The historical and the human sides of title examination and underwriting are both present in the various types of property transactions that come across Scott’s desk – including residential, commercial, multi-use and ranch land – although to varying degrees.

    Residential sales, for instance, are often steeped in emotion. It is not uncommon, says Scott, for the seller to have “all their belongings in a moving van and need the sale to fund a new home – which are known as back-to-back closings.” On the other side of a residential transaction, you can have someone who is “buying their ‘dream home,’” Scott explains. If that wasn’t enough, these deals may also have problems that are “only discovered at the closing table” and can “really pull on the heartstrings.” 

    On the other hand, “commercial and multi-use transactions are ‘easier’ in the sense that attorneys are usually involved,” Scott notes. You can focus more squarely on the transaction’s particulars and “speak the same language when discussing reasons for exception or requirement.” 

    Finally, ranch land sales split the difference, which makes them “the toughest yet perhaps the most interesting,” according to Scott. These transactions require deep dives into the property’s history – including chain of title issues, mineral rights and surface estates, and waterway concerns. Yet they also frequently include lots of family members – property heirs who bring personal and emotional stakes to the table.

    Given her passion for navigating both the historical and human dimensions of property transactions, it is not surprising that Scott found a professional home at Alliant National. The company is defined by its comprehensive capabilities, meticulous title reviews and responsive underwriting. Although for Scott, Alliant National also views title insurance as being about community in addition to historical and legal analyses.

    Scott relates to the company’s community focus on multiple levels. Personally, joining Alliant National was a reunion of sorts: “I’ve worked with many on the Alliant National team before,” she said. But it also has a larger dimension. Recognizing that title insurance can profoundly impact people is one thing, but you also must back up such beliefs with action. Scott notes that this makes Alliant National’s investments in education and industry development so important, as they enable agents to improve service delivery and strengthen the industry overall. “I’m passionate about our webinar series,” she said. “I was also excited to learn my law school alma mater created a Real Property Clinic and that Alliant National is instituting a paid internship program to open avenues for new professionals to join our field.” Martin Luther King Jr. once said, “We are not makers of history. We are made by history.” This principle is self-evident in real estate and title insurance. In these industries, historical records speak volumes about the forces that shaped a property and what meaning the property may have for those who lived there. Additionally, the level of care, consideration and effort put into dealing with those documents can leave a lasting mark on both the buyer and seller. Her love for historical records and acute understanding of that fact have empowered Scott to build an enviable career. They are also qualities that will help her continue to execute on behalf of Alliant National’s agents in the years to come.

    Happy Thanksgiving sign with a blurred background of people celebrating

    With Gratitude: A Thanksgiving Note From Our CEO

    Thanksgiving is a touchstone for reflection, gratitude, remembrance, and a celebration of the gifts we have received. And, although we aspire to be grateful every day, this holiday is a wonderful reminder to pause, take a deep breath, and give thanks.

    The past few years have been marked by unprecedented challenges, including world conflicts, a wildly unpredictable US housing market, the emergence of unregulated title products, and a notable increase in fraud. In the face of those obstacles, we have borne witness to your dedication to serving your customers and communities. Your perseverance and fortitude have been a source of inspiration for me and all of us at Alliant National.

    I am truly grateful for the progress we have made together this year. For instance, in this month’s #allnatadvantage newsletter, we learned how the team at Florida’s Brick City Title helped stop a fraudulent cash purchase transaction. Brick City and several other agencies have been recognized this year for their fraud prevention efforts under Alliant National’s Crime Watch program. Their actions are a reminder that daily vigilance is key.

    We are also grateful for the agents working with us on our new SecureMyTransaction identity verification product, which we announced in August during our Florida Seminar. Together, we are making significant strides in maintaining the integrity of transactions and protecting consumers.

    In both big and small ways, we share an unwavering commitment to helping others realize the American Dream. On this Thanksgiving, I extend my deepest appreciation for your heart of service and gratitude for your partnership with Alliant National.

    Happy Holidays,

    David

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