Posts Tagged ‘florida’

Congratulations to Tim Tillman

Meet Tim Tillman, Alliant National’s new Florida production manager

Answering Alliant National’s call to use title and management skills in the broader role of statewide Florida production manager.

Tim Tillman joined Alliant National six years ago as a vice president for Tallahassee and Northwest Florida agency manager where he was responsible for building Alliant National’s footprint.

As a testament to Tim’s hard work and dedication, he’s been promoted to Florida production manager.

Tim began his career as a courier and moved up the ladder to perform search, exam and mapping with an independent title agent in South Florida. Subsequently, he worked as senior examiner and assistant manager for American Pioneer. He was also a senior examiner for Attorneys Title Fund.

Just prior to joining Alliant National, Tim was the operations manager and business center manager of Fidelity National Title Group’s Tallahassee operation, where he managed the production and trained and managed other personnel.

Tim has done an excellent job of growing our footprint in his area, including managing examiners and our production system.

Now he’s agreed to answer our call to use his exemplary title and management skills in the broader role of statewide Florida production manager.

He will continue to reside in the Panhandle area while managing all our title production staff and processes.

“Joining the Alliant National Team presents me with some new challenges and opportunities, and I’m really looking forward to helping Alliant National’s independent agents serve their customers more fully and stand out from the competition,” Tim said, adding that throughout his career, he’s “grateful to have had the opportunity to foster excellent business relationships along some of the best beaches in the world and around the state capital.”

Tim’s mature, kind and experienced voice joins our statewide group of seasoned and compassionate searchers and examiners, all of whom pride themselves on delivering the best title products we can.

Congratulations Tim!

Freedom Top 10 FL Agent

Congratulations to Top 10 Alliant National Florida agent Freedom Title in Villages, FL

Congratulations again to Freedom Title in Villages, FL – a Top 10 Alliant National agent in Florida. We honored their amazing team during an awards presentation at a celebratory dinner.

Lisa Yates, Annie Hampton, Dea Hubner, Chris Pedersen, Debra Coffie, Brenda Cannon and Lindsay Harrison were there representing Alliant National, with Tiffany Henderson and her staff at Freedom Title. We had a great time!

View more photos on the Alliant National Facebook page.

La Maison Top 10 FL Agent

Congratulations to Top 10 Alliant National Florida agent La Maison Title

Congratulations again to La Maison Title in Tampa and St. Petersburg – a Top 10 Alliant National agent in Florida. We raised a glass in honor of their fabulous team during our celebratory dinner.

Lisa Yates, (Chris Yates – Lisa’s son) and Donna More Esq. representing Alliant National, with Angi Comas and her staff at La Maison Title.

View more photos on the Alliant National Facebook page

Kamilah Brennan

Alliant National announces internship program, introduces first intern Kamilah Brennen

The claims and Florida underwriting departments have collaborated to create a paid internship program at Alliant National.

The internship program was created to foster greater awareness and interest in our unique industry, by engaging with students at local law schools.

The program kicked into gear last March, with the selection of the program’s first intern, Kamilah Brennen. Kamilah attended George Washington University for her undergraduate studies and is currently attending Florida A&M University College of Law. She is in the Top 5 percent of her class and graded onto the Law Review.

In her downtime, Kamilah enjoys playing softball, basketball, and mountain biking. She also enjoys reading and watching sci-fi books and movies.

Kamilah will be working at our Oviedo office and will have the opportunity to shadow the underwriting and claims teams, and observe other departments’ functions.

We interviewed several applicants at local law schools, and Kamilah stood out to us as a very caring and bright applicant. We are very excited to have Kamilah with us!

Metal survey peg with red flag on construction site

Land Surveys: Why You Need One (Part 1 of a Series)

The information provided by a land survey can make all the difference in ownership and use.

A land survey provides a visual reference to what your property looks like on the ground and who might make a claim to your ownership based upon their use or possession of part of your property.

There are many types of surveys, but to provide title insurance coverage, a  “Boundary Survey” is required.

The Boundary Survey locates the property on the globe and in relation to the property surrounding it. It also shows the improvements located on the property including fences and evidence of occupation or use.

The survey determines what is physically present on the land to be insured and locates that land in relation to other properties in the area.

Why should you care?

Because who is in possession of all or part of the land you’re buying, determines who may have a claim to it.

Possession may not be nine-tenths of the law, but it is very important. If someone possesses part of the land you’re buying, they may have a claim to ownership of that area.

Choosing a quality surveyor is a challenge just like choosing any other professional to do work for you. Possession may not be nine-tenths of the law, but it is very important. If someone possesses part of the land you’re buying, they may have a claim to ownership of that area.

There is no magic formula, but pay attention to his or her credentials,  reputation or even better, referrals from those you already know and trust.

The cost of a typical residential survey is minimal when compared with the investment in your home or property and cost ranges from a few hundred dollars to much more if dealing with commercial or large tracts.

I’ve personally spent $1,500 for a survey of ten acres by an excellent surveyor, and as little as $300 for a residential lot by an okay surveyor.

To better understand why a survey is important, there are two elements that affect ownership:

  1. The land records maintained by the local government; and
  2. The actual occupation of the property

For a title insurance policy to be issued, the insurer searches the land records. We don’t see the actual property, just paper describing it.

That search is examined to determine who owns the property and who has claims to it.

Since we cannot see the actual land, the title commitment and policy take exception for anything that would have been discovered with a visit to the property or with a proper survey done by a surveyor.

So, if you want coverage for what might not be in the records that could affect your ownership or rights, a survey is needed.

Parts II and III of our continuing discussion of land surveys will get further down in the weeds on land survey trip-ups and issues.

But a simple look-see at what a land survey can avoid is in this simple (yet very complicated) dilemma: A buyer agrees to buy Lot 3 – a 100-foot lot.  Research of the records shows the seller owns it. No survey was done.

Later it is discovered that the lot is only 90 feet to the neighbor’s fence.  The neighbor says that 10 feet is theirs. The exception in the title policy may prevent any claim under the policy.

(If a survey was done before closing, this issue could have been dealt with ahead of spending the money for the lot.)

Or you buy Lot 3 without a survey, but the house you were shown is really on Lot 2!  No survey, maybe no loss paid under the policy since you do own Lot 3.

Stay tuned for Parts II and III – where reliability, defendability and who owes whom what gets sorted out.

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