Happy Retirement to Lin Brasier

Congratulations Lin Brasier!

One of the best things to ever happen to Alliant National Title was the addition of Lin Brasier as Regional Underwriting Counsel.

It is said that all good things must come to an end. BUT, in some cases the “good things” coming to an end for one, may actually be the most incredible thing for someone else. One of the best things to ever happen to Alliant National Title was the addition of Lin Brasier as Regional Underwriting Counsel. Lin’s vast knowledge base has been used by Alliant National title agents for almost 6 years after 37 years with a national underwriter. When Lin came to Alliant National, he promised that he would work for “two years.”  That was almost 6 years ago.

 As of March 31, 2020, Lin will have the pleasure of joining his wonderful wife Carol, who has shared him with the title industry for almost 5 decades, in deciding just what he is going to do every day that doesn’t include title insurance. Yes, after a career spanning more than 43 years, Lin Brasier, will be joining the ranks of those who are called retired.

Happy Retirement Day Lin, you’ve earned it!

blue silhouette pulling door

Is your local recording office open?: COVID-19

Download the latest status Recording Jurisdiction Operating Status Report anytime.

Is your local recording office open? To protect the health of their employees, many governmental recording offices have decided to reduce staff, reduce hours or temporarily close their doors due to risks associated with the COVID-19 virus.

ALTA is tracking the operating status of recording jurisdictions around the country based on reports from ALTA members, colleagues and State/Regional Land Title Associations.

You can download the latest status Recording Jurisdiction Operating Status Report anytime.

If you have updates to the information you find, please contact ALTA by emailing details to countystatus@alta.org. ALTA is currently collecting the following information:

  • Operating Status (Open, Closed, Partially Open)
  • Posted Reopening Date (if available)
  • Search Status (Online, Walk-Ins, Unavailable)
  • Title Plant Data Available (Yes/No)
  • Recording Status (eRecording – All or Limited, Walk-Ins, Drop-Offs, Mail, Unavailable)
  • County Plan (Staffing, reopening plan, how the backlog/queue of recordings will be processed)
  • State/Local Website URL for more information

More information:

ALTA’s COVID-19 resource page Alliant National’s COVID-19 resource page

covid-19 protection

Business continuity and “safe closings”: COVID-19

Businesses around the country are instituting safety policies in response to the COVID-19 outbreak, and the title industry is no exception.

We’d like to pass on a number of resources that title agents can use to help develop their own business continuity and “safe closing” initiatives.

Recently, several agents have received requests from lenders for their company’s COVID-19 Policy and the name and position of a point of contact for the agency. To help, Alliant National has developed a sample Disaster Preparedness Plan for Settlement Agents. It’s in a format that’s easy to personalize for your company’s use. Just insert your logo and modify the list as needed. 

The form is based in part on a set of Safe Closing Protocols developed by ALTA. The protocols adapt recent COVID-19 recommendations from health officials to real estate closings. Alliant National has also compiled ALTA’s recommendations into a helpful info-graphic you can post in your office.

Importantly, under the ALTA protocols, any guest who exhibits symptoms linked to COVID-19 must notify staff upon arrival so they can be escorted out of common areas into a private closing room. The National Notary Association has developed Health Screening Questionnaires for notaries and borrowers.

Check out ALTA’s COVID-19 resource page, NNA’s COVID-19 resource page and Alliant National’s COVID-19 resource page for more information on how you can keep your closings safe and your business moving forward.

components of digital closing

Your guide to the Digital Closing Process is here

Interest in digital closings is surging, and Alliant National is committed to making sure you stay ahead of the curve.

Today, we’re releasing to our agents a new series of handbooks exploring the elements and principles of digital closings.

Extensively researched and content-rich, Alliant National’s Components of a Digital Closing series demystifies the Digital Closing Process and its five major components: eSign, eNotary, eNote/eVault, eRecording and eCollaboration. Each handbook in this series explores one component. The purpose of the component is briefly described and placed within the context of the broader Digital Closing Process. Laws, regulations, technological requirements and specific technologies are discussed where appropriate.

This collection is designed to be a comprehensive, ready reference as the industry transitions toward the digital closing environment.

online notary

RON – What to Know About Remote Online Notary in Florida

Remote Online Notarization (RON) is a new form of notarization permitted in Florida as of January 1, 2020.

Florida’s previous notary laws required that the person signing certain legal documents and persons signing as witnesses be in the same room, that is, physically present with each another.

Florida’s new RON law allows persons to be physically outside the presence of the Florida online notary as long as the notary is located in Florida and all parties can see, hear and communicate with each other via acceptable audio-video technology.     

Although “in-person” notarizations are still by far the norm, we will continue to see RON’s growth and use as the real estate industry increasingly moves to electronic and digital technology.  

Moreover, in light of the COVID-19 pandemic, RON will increasingly become a logical alternative and preference as parties to a transaction do not have to be in others’ physical presence.  

It is important to remember that a “traditional” Florida notary cannot simply begin acting as a Florida online notary. Before acting as a Florida online notary, the notary must be successfully registered as an online notary with the Florida Department of State. This registration requires completion of a two-hour course, having certain insurance policies in place, and selection of a “RON service provider” (the technology company that provides the platform for the audio-video technology and other required obligations such as an electronic journal).      

The current major impediment to RON is its slow acceptance by large institutional banks and lenders. Other more “technology-minded” lenders are adopting RON at a faster pace. Despite the slow acceptance by the lending industry, RON will be an important part of the ongoing shift to handling real estate closings online digitally and electronically. Once fully implemented, these practices will save agents time and costs and be more convenient for all parties to a real estate transaction.

This blog contains general information only, not intended to be relied upon as, nor a substitute for, specific professional advice. We accept no responsibility for loss occasioned to any purpose acting on or refraining from action as a result of any material on this blog.

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The Independent Underwriter for
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